Art Money x Christie's

What is Art Money? How do I apply for Art Money? What is the Art Money Premium fee? What is the difference between Art Money Premium and Art Money Buyer's Premium? Is Art Money owned by Christie’s? Can I use Art Money at other auctions? I’ve won multiple lots at Christie’s, can I pay with Art Money for all of them? Who is eligible to use Art Money Premium? If I am registered for an auction at Christie’s, am I automatically approved for Art Money? Can I apply for Art Money before I've won the lot? Do I have to pay Art Money Premium on top of Christie’s Buyer’s Premium? Are the payments fixed at 10 months? When is my first payment to Art Money? What if I bid over the amount of Art Money I have been approved for? What do I do after I have won the lot and want to pay over time with Art Money? When will I receive my artwork if I use Art Money?