Will applying for Art Money effect my credit score or appear on my credit report?

By applying for Art Money you are agreeing to an initial credit inquiry. (A ’soft’ enquiry in US & UK, a ‘hard’ enquiry in Australia & New Zealand).

Upon approval a ‘hard’ inquiry may be required - hard inquiries form part of your credit report which may affect your credit score. Repayment information may also be reported to the credit bureau, which may impact your score, positively or negatively.